Loan Programs

Residential Loans


VA Loans

These loans are guaranteed by the U.S. Department of Veteran Affairs and are availabe to most US Service Members. 


Conventional Loans

These loans are not guaranteed or insured by any Federal Agency, but they must conform to the guidelines established by Fannie Mae and Freddie Mac. 


FHA Loans

These are loans which are insured by the Federal Housing Administration – They are designed for low to moderate income borrowers who are unable to make a large down payment. 


Jumbo Loans

These loans are similar to the conventional loans, except that they exceed the loan limit. These loans are intended for borrowers with excellent credit who are looking to finance greater amounts.


USDA Loans

USDA Loans provide financing for low to moderate income households who are looking for dwellings in rural areas as their primary residence. 


Down Payment Assistance

This is a program for families that don’t have the money for a down payment. Whether used for closing costs or as a down payment, the choice is yours. 

HERO Homeowner Program


Our HERO Homeowner program was designed for the men and women of emergency services and utilities in order to provide them with extra incentives toward home ownership.

Company NMLS #1738617